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| Maria Fuller |
John L. Scott
12221 Village Center Place Suite 103
Mukilteo, WA 98275
206.755.0746 |
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Financing Information
Welcome to my website. This web site was not only created to promote my real estate business, but also help educate those buying, selling, or maintaining a home. 
I have taken the time to categorize some frequently requested topics. Please use my site to become informed about your real estate needs. |
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 Mortgage Basics
Mortgage 101, Fixed or Adjustable?, Homeowner's Insurance |
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 Your Down Payment
Accumulating a Down Payment, PMI/Mortgage Insurance, Investing the Down Payment |
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 Fixed Mortgages
Fixed Rate Mortgages |
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 Adjustable Mortgages
Adjustable Rate Mortgages (ARMs), Financial Impact of ARMs, Length of Ownership, Impact of Interest Rates, ARMs Changes and Caps, More About ARMs, Predicting Interest Rates |
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 Other Mortgage Types
Balloon Loans, Hybrid Loans |
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 Applying for a Mortgage
Loan Prequalification and Preapproval, Buying in December, Getting Your Credit Report, Mortgage Brokers, Locating a Lender, Traits of Good Lenders, Multiple Mortgage Applications |
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 Common Problems
Appraisal Problems, Typical Documents, Credit Report Errors, List of Required Documents |
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 Evaluating Mortgages
15 or 30 Year Terms , Understanding Points , Other Lenders Fees , Prepayment Penalties , Challenges with Co-ops |
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 Tax Issues
Tax Benefits of Ownership, Property Taxes, Taxes and Profits, Required Tax Filings, Repairs versus Renovations |
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 Reverse Mortgages
Reverse Mortgages Basics, Costs of Reverse Mortgages, Reverse Mortgage Payment Options |
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