Welcome Buyers!
Welcome to my website. This web site was not only created to promote my real estate business, but also help educate those buying, selling, or maintaining a home.

I have taken the time to categorize some frequently requested topics. Please use my site to become informed about your real estate needs.


Find Homes

Using John L. Scott's state of the art property finder!

Advantages of Buying
Owning versus Renting, Renting and Inflation, Wealth and Equity

Home Finance 101
Determining What you Can Afford and the Pre-Approval Process, Accumulating a Down Payment, Plan for Closing Costs, Homeowner's Insurance, PMI/Mortgage Insurance, Property Taxes, Tax Benefits of Ownership, Tax Benefits of Selling, Maintenance and Other Costs
Preparing to Shop
Getting Pre-Approved, Financing Options, Home Search, Using the Internet in Your Home Search, Good Neighborhoods,Evaluating Neighborhoods, Pre-Owned Homes,New Homes, Condo Advantages
Your Real Estate Team
The Team and the Players, The Perfect Agent, Understanding Agency, Selecting an Agent, Your Agent and You, Who is the Broker, Other Key Advisors
Making an Offer
Negotiating, Transaction Process and Buyer Strategies, Making an Offer to Purchase, Getting a Counter Offer, Negotiating Credits, Major Corrective Work
Getting a Mortgage
Mortgage 101, Fixed or Adjustable?, Fixed Rate Mortgages, Adjustable Rate Mortgages (ARMs), 15 or 30 Year Terms , Understanding Points, Other Lenders Fees, Locating a Lender, Traits of Good Lenders, Loan Prequalification and Preapproval
Inspections and Insurance
Understanding Inspection, Why Properties Should be Inspected, Types of Inspections, Optimizing Inspections, Homeowner's Insurance, Title Insurance, Concerns With Title
Closing the Deal
Final Closing Statement, Closing Day, Move in After a Seller Rent-back, Final Verification of Condition
After You Buy
Reassemble Your Finances, Moving and Services, Moving with Family, Tax Assessments, Refinancing, Keep Receipts for Improvements